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FAQ:  What is the difference between a Payday Loan and a Signature Loan?

A Payday Loan requires a checking account.  A Signature Loan does not.  They are both short-term loans due on your next payday.

FAQ:  What are Payday Loans and Signature Loans?

Payday Loans and Signature Loans are used for short-term cash deficiencies between paydays. These loans are very useful when you have an unexpected expense that comes up and you need a short-term loan or advance to cover you until your next payday.

FAQ:  How do Payday Loans and Signature Loans work?

When you are approved for a loan, Cash King will print you a check that you can deposit into your bank account or cash. Your loan will be due on your next payday. You can extend your loan by paying the fees, payoff the loan, or pay down your loan by paying fees plus any amount of principal.

FAQ:  How do I Qualify for a Payday Loan?

Just bring your most recent:

  • Paycheck Stub
  • Bank Statement
  • Photo ID
  • Personal Check

FAQ:  How do I Qualify for a Signature Loan?

Just bring your most recent:

  • 2 Paycheck Stubs
  • Utility Bill, with your name and address
  • Photo ID
  • Social Security Card

You can Print an Application by clicking on the Application Tab. Please bring a completed application along with the items above to your local Cash King Store.

FAQ:  What are the Fees for a Payday Loan or a Signature Loan?

Please visit our Rates & Terms page for the Fee Schedules.

Please Note Disclaimer: A payday advance is intended to address short term, not long term financial needs. If you renew this loan, rather than pay in full when the loan is due, you will be required to pay additional fees. You have the right to rescind this loan, at no cost to you, if you do so by the end of business on the next business day after the loan was made.

 


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